Internet tools such as cookies and web beacons may be used on MICA websites to improve our online security measures, to evaluate the effectiveness and success of our websites and marketing campaigns, and to provide our online users with a more personalized online experience.

Cookies are sets of data exchanged between a server and a browser to facilitate the use of a website and to help understand how the site is used. Cookies are not used to retrieve data from your hard drive, nor do they run programs on your computer.

Web beacons are small transparent images embedded in Web pages that, together with cookies, help provide the site operator with information about site usage and effectiveness. Most of the cookies we use are considered "session" cookies, meaning that they are not stored on your hard drive, but are only available for the duration of the session (until you log out or close your browser).

Security

MICA websites that require authentication may use cookies to help protect your accounts from unauthorized users. Cookies help maintain session integrity and provide enhanced security, blocking unauthorized attempts to access your account.

Evaluation of websites and marketing campaigns

MICA or its service providers may use cookies and web beacons to evaluate the use and functionality of our websites. Web beacons may be used on MICA's websites and in advertisements to better personalize our sites and provide an enhanced customer experience. MICA also uses this information to compile data on site usage and patterns. For example, MICA may track the number of times a link or advertisement is clicked or the success of an online application form. Information collected through cookies and web beacons on MICA websites is used to evaluate site performance and functionality. The information may include the pages visited, the type of browser used, the level of encryption supported by your browser, your Internet Protocol (IP) address and the Web site that referred you to MICA's Web site.

Personalized online experience

MICA's Web sites may also use cookies to collect information about online activities and preferences, such as Web pages visited, length of visits and successful downloads. This information may be used with others to help us better understand your interests and needs, to provide you with a customized online experience, and to introduce new site tools and features.

Cookies are a common technology, and many browsers default to accepting cookies automatically. You can set your browser to notify you when a cookie is set, giving you the chance to decide whether to accept it.

If you decide you do not wish to receive cookies, consult your browser's online help for instructions and information on setting cookie preferences. You can also set your browser to reject cookies immediately. If you select this option, you may continue to browse MICA sites; however, you should be aware that some site features may not function properly without cookies.

To ensure session integrity and security, we suggest that you accept cookies.